GETTING THE MOST OUT OF YOUR 401K
Wednesday, September 05, 2001
Many people don't realize what a great tax tool their 401k plan can be.

ROTH RECHARACTERIZATIONS
Wednesday, August 29, 2001
When dealing with Roth IRA's, there is a long, awkward word created by the IRS-recharacterization-which refers to the process of either undoing or "unwinding" a conversion from a Traditional IRA.

SUBSTANTIALLY EQUAL PERIODIC PAYMENTS
Wednesday, April 25, 2001
Most IRA investors are not aware that they can withdraw money from their IRA's without penalty prior to reaching age 59 ˝.

CORRECTING EXCESS IRA CONTRIBUTIONS
Monday, April 23, 2001
Let's suppose you have just filed your tax return, only to discover you put in a contribution to an IRA that you were not eligible to make.

CONTRIBUTING TO KEOGHS
Saturday, April 07, 2001
Considering all that is involved in administering Keoghs (profit sharing/money purchase plans), it would seem that making contributions on behalf of employees or for yourself is the easiest part of maintaining the plan.

THE 401k TURNS 20
Thursday, March 22, 2001
As the 401k celebrates its 20th birthday this year, it faces new challenges and opportunities for improvement.

IRA AND PENSION REFORM BEFORE CONGRESS…AGAIN
Sunday, March 18, 2001
For the last couple of years, several bills circulated through Congress that would have overhauled and updated retirement accounts such as IRA's and 401k plans, only to either meet President Clinton's veto pen or to fail to pass fully in the Senate.

ADMINISTERING A KEOGH
Tuesday, March 13, 2001
Many times when I have helped self-employed clients or small business owners establish a retirement plan, the question often arises whether to set up a SEP or a Keogh.

RETIREMENT PLANS BENEFIT EMPLOYEES
Friday, March 02, 2001
In my years of helping small business owners set up retirement plans, I have often found them shocked to learn that all plans are designed to benefit their employees.

EARLY IRA WITHDRAWALS-WITHOUT PENALTY
Friday, February 23, 2001
In years past, the primary reasons you could withdraw from an IRA prior to reaching age 59 1/2 without paying a 10% early withdrawal penalty to the IRS were not situations you wanted to be in-namely, disability or death.

THE GROWING POPULARITY OF ROTH IRA'S
Friday, February 17, 2001
When the Roth IRA first became available to investors in 1998, many people were skeptical.

GETTING A FRESH START WITH MINIMUM REQUIRED DISTRIBUTIONS
Thursday, Saturday 10, 2001
Until recently, when an IRA investor or a participant in an employer-sponsored retirement plan turned 70 ˝, the rules for withdrawing the minimum distributions required by the IRS were a bit of a nightmare.

TAX PLANNING AND RETIREMENT PLANS
Friday, February 02, 2001
Often self-employed individuals or small business owners will use some rather creative strategies in a hopeful attempt to save a few tax dollars.